MetroCommercial Checking is designed for businesses with higher account volumes. Businesses receive an earnings credit on their collected balance that will offset monthly fee and transactions charges. MetroCommercial Checking is managed through account analysis. MetroNet online banking services automatically provide multi-user capabilities as well as Treasury Management specific products (Collection Services, Disbursement Services, Information Services) with the MetroCommercial Checking account.
Value Checking For Business this account appeals to various types of business owners looking for a checking account with no minimum balance requirement, no service fee and includes 500 free total items processed (deposits, deposited items, ACH debits/credits and checks). This service also includes free unlimited MetroNet internet banking (up to three accounts).
Account Analysis is the method used for calculating service charge for the MetroCommercial Checking account. The service charge is calculated on the basis of actual monthly account transaction activity and collected balances maintained in the account. Your collected balances earn credit at an assigned rate which can partially or fully offset the charges assessed for transaction activity. Activity charges for each service provided are based on actual account activity during the month (i.e. the number of checks written, number of deposits, number of deposited items, etc.) and the charge for each service set forth in our Schedule of Fees for Treasury Management.