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Checking Accounts

Account Type More Info Minimum Opening Balance Monthly Service Charge Minimum Balance to Avoid Service Charge

Simply Checking

show/hide $100 $0 $0

Account Benefits / Features

*Fees may apply. See your service provider for details. 

Benefits and features subject to customer qualification and approval by Simmons Bank.

Dormant accounts will be charged a monthly dormant fee in addition to the monthly service charge, if the balance in the account falls below $100.00. Dormant accounts are accounts with no activity by the customer or contact from the customer for more than 730 days, except for the Simply Checking Account and the Simply Student Checking which is considered dormant after 180 days of inactivity. Interest crediting and service charge are not considered activity by the customer.
     
To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Simply Student Checking

    show/hide

    $0

    $0

    $0

    Account Benefits / Features


    *Fees may apply. See your service provider for details. 

    Benefits and features subject to customer qualification and approval by
    Simmons Bank.

    Dormant accounts will be charged a monthly dormant fee in addition to the monthly service charge, if the balance in the account falls below $100.00. Dormant accounts are accounts with no activity by the customer or contact from the customer for more than 730 days, except for the Simply Checking Account and the Simply Student Checking which is considered dormant after 180 days of inactivity. Interest crediting and service charge are not considered activity by the customer.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Classic Checking

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    $100

    $6

    $500 daily or $1,000 average monthly

    Account Benefits / Features

    *Fees may apply. See your service provider for details. 

    Benefits and features subject to customer qualification and approval by 
    Simmons Bank.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Opportunity Checking

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    $100

    $10 or $8 if you make one direct deposit during the
    statement cycle

    N/A

    Account Benefits / Features   *Fees may apply. See your service provider for details.

    Benefits and features subject to customer qualification and approval by Simmons Bank.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Interest Checking

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    $100

    $10

    $1,000 daily

    Account Benefits / Features

    *Fees may apply. See your service provider for details.

    Benefits and features subject to customer qualification and approval by Simmons Bank.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.