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Savings and Money Markets

Account Type More Info Minimum Opening Balance Monthly Service Charge Minimum Balance to Avoid Service Charge
Health Savings show/hide $100 $3 N/A

Account Benefits/Features
Health Savings Accounts are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses. The Internal Revenue Service publishes a list of qualified expenses in Publication 502. Medical and Dental Expenses available at www.irs.gov. Consult your tax professional with any questions.

Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per month or statement cycle of at least four weeks. These include transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. If you exceed the transfer
limitations set forth above, your account shall be subject to closure.

*Fees may apply. See your service provider for details. 

Benefits and features subject to customer qualification and approval by Simmons Bank.

To learn more, please contact a Financial Services Representative at any of our convenient locations.
    Simply Savings show/hide $100 $5 $100 daily
    Account Benefits/Features

    Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per month or
    statement cycle of at least four weeks. These include transfers or withdrawals
    to another account of yours or to a third party by means of a preauthorized or
    automatic transfer or telephone order or instruction, computer transfer, or by
    check, draft, debit card or similar order to a third party. If you exceed the
    transfer limitations set forth above, your account shall be subject to closure.

    *Fees may apply. See your service provider for details.

    Benefits and features subject to customer qualification and approval by Simmons Bank.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Simply Youth Savings show/hide $10 $0 $0
    Account Benefits/Features

    Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per month or statement cycle of at least four weeks. These include transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above, your account shall be subject to closure.

    *Fees may apply. See your service provider for details.

    Benefits and features subject to customer qualification and approval by Simmons Bank.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Money Market show/hide $100 $10 $2,500 daily

    Account Benefits/Features

    Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per month or statement cycle of at least four weeks. These include transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by
    check, draft, debit card or similar order to a third party. If you exceed the
    transfer limitations set forth above, your account shall be subject to closure.

    *Fees may apply. See your service provider for details.

    Benefits and features subject to customer qualification and approval by Simmons Bank.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.


    For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.